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Terms and Conditions

Last updated: 5 December 2024

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you", "your", "Client") and Envisage Australia Pty Ltd ATF Malouf Family Trust (ABN 11 331 804 705) trading as Wisdom Coaching ("we", "us", "our", "Company").

By accessing or using our business coaching platform (the "Platform"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Platform.

These Terms are governed by the laws of the State of Queensland, Australia, and you submit to the non-exclusive jurisdiction of the courts of Queensland.

2. Definitions

In these Terms:

  • "Business Day" means a day that is not a Saturday, Sunday, or public holiday in Queensland, Australia.
  • "Coaching Services" means the business coaching, mentoring, and advisory services provided through the Platform.
  • "Content" means all information, data, text, software, images, and other materials available on or through the Platform.
  • "Intellectual Property" means all patents, trademarks, trade names, copyright, moral rights, designs, know-how, trade secrets, and any other intellectual property rights.
  • "Platform" means our web application, including all associated tools, features, and services.
  • "Subscription" means your paid access to the Platform and Coaching Services.
  • "User Data" means any data, information, or content you submit to or create on the Platform.

3. Account Registration

3.1 Eligibility

To use the Platform, you must be at least 18 years old and have the legal capacity to enter into a binding contract. If you are registering on behalf of a business, you represent that you have authority to bind that business to these Terms.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorised use of your account or any other security breach.

3.3 Account Information

You agree to provide accurate, current, and complete information during registration and to update such information as necessary to keep it accurate, current, and complete.

4. Coaching Services

4.1 Nature of Services

The Coaching Services are designed to provide business guidance, strategic planning support, accountability, and professional development. Coaching is not therapy, counselling, or professional consulting in areas such as law, accounting, or financial planning.

4.2 No Guarantees

While we strive to provide valuable coaching and support, we make no guarantees regarding specific business outcomes, financial results, or success. Results depend on many factors including your own effort, decisions, market conditions, and circumstances beyond our control.

4.3 Client Responsibilities

You agree to:

  • Attend scheduled coaching sessions or provide reasonable notice for cancellations
  • Provide accurate and complete information about your business
  • Take responsibility for your own business decisions
  • Implement agreed action items to the best of your ability
  • Maintain open and honest communication with your coach

4.4 Session Cancellations

Coaching sessions cancelled with less than 24 hours' notice may be forfeited or subject to a cancellation fee, as specified in your Subscription agreement. We will endeavour to reschedule sessions where reasonable notice is provided.

5. Fees and Payment

5.1 Subscription Fees

Access to the Platform and Coaching Services requires a paid Subscription. Current fees are displayed on our website or will be communicated to you directly. All fees are in Australian Dollars (AUD) unless otherwise specified.

5.2 Payment Processing

Payments are processed securely via Stripe. By providing payment information, you authorise us to charge your nominated payment method for all fees due. You are responsible for keeping your payment information current.

5.3 GST

All fees are exclusive of GST unless otherwise stated. GST will be added at the applicable rate where required under Australian law.

5.4 Failed Payments

If payment fails, we may suspend your access to the Platform until payment is received. We will attempt to notify you of failed payments and provide an opportunity to update your payment method.

5.5 Refunds

Refunds are provided in accordance with Australian Consumer Law. If you are not satisfied with our services, please contact us within 14 days to discuss your concerns. Refunds for prepaid Subscription periods may be prorated at our discretion.

6. Intellectual Property

6.1 Our Intellectual Property

All Intellectual Property in the Platform, including but not limited to software, designs, text, graphics, logos, and methodologies, is owned by or licensed to us. You may not copy, modify, distribute, sell, or lease any part of the Platform without our prior written consent.

6.2 Your Content

You retain ownership of your User Data. By submitting User Data to the Platform, you grant us a non-exclusive, worldwide, royalty-free licence to use, store, and process your User Data solely for the purpose of providing the Platform and Coaching Services to you.

6.3 Feedback

If you provide us with feedback, suggestions, or ideas regarding the Platform, you grant us the right to use such feedback without restriction or compensation to you.

7. Confidentiality

7.1 Our Obligations

We will keep your business information confidential and will not disclose it to third parties except as required to provide the Services, with your consent, or as required by law.

7.2 Your Obligations

You agree to keep confidential any proprietary information, methodologies, tools, or materials we provide to you through the Coaching Services and not to share them with third parties without our prior written consent.

7.3 Exceptions

Confidentiality obligations do not apply to information that is publicly available, independently developed, or rightfully received from third parties without restriction.

8. Acceptable Use

You agree not to:

  • Use the Platform for any unlawful purpose or in violation of any applicable laws
  • Attempt to gain unauthorised access to the Platform or other users' accounts
  • Interfere with or disrupt the Platform's operation or security
  • Upload or transmit viruses, malware, or other harmful code
  • Scrape, harvest, or collect data from the Platform without permission
  • Use the Platform to harass, abuse, or harm others
  • Impersonate any person or entity or misrepresent your affiliation
  • Share your account credentials with others or allow others to access your account
  • Use the Platform to compete with us or develop a competing product

9. Third-Party Services

9.1 Integrations

The Platform may integrate with third-party services such as Xero. Your use of such integrations is subject to the terms and privacy policies of those third parties. We are not responsible for third-party services or any data you share with them.

9.2 Third-Party Links

The Platform may contain links to third-party websites. We do not control and are not responsible for the content or practices of such websites.

10. Limitation of Liability

10.1 Consumer Guarantees

Our Services come with guarantees that cannot be excluded under the Australian Consumer Law. For major failures with the service, you are entitled to cancel your service contract and receive a refund, or compensation for the reduced value of the services.

10.2 Exclusion of Liability

To the maximum extent permitted by law, we exclude all liability for:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Any damages arising from your business decisions or actions
  • Any damages exceeding the fees paid by you in the 12 months preceding the claim

10.3 No Professional Advice

The Coaching Services do not constitute legal, financial, accounting, or tax advice. You should seek independent professional advice for such matters. We are not liable for any decisions you make based on coaching discussions or Platform content.

11. Indemnification

You agree to indemnify and hold harmless the Company, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to your use of the Platform, your breach of these Terms, or your violation of any rights of a third party.

12. Termination

12.1 Termination by You

You may terminate your account at any time by contacting us or through your account settings. Upon termination, your access to the Platform will cease, but you remain liable for any outstanding fees.

12.2 Termination by Us

We may suspend or terminate your account immediately if you breach these Terms, engage in fraudulent activity, or if required by law. We may also terminate your account with 30 days' notice for any reason.

12.3 Effect of Termination

Upon termination, your right to use the Platform ceases immediately. We will retain your data in accordance with our Privacy Policy. Provisions of these Terms that by their nature should survive termination will remain in effect.

13. Dispute Resolution

13.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us to attempt to resolve any dispute informally. Most concerns can be quickly resolved this way.

13.2 Mediation

If informal resolution fails, the parties agree to submit the dispute to mediation administered by the Resolution Institute (or similar body) in Brisbane, Queensland, before pursuing litigation.

13.3 Jurisdiction

These Terms are governed by the laws of Queensland, Australia. You agree to submit to the non-exclusive jurisdiction of the courts of Queensland for any legal proceedings.

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy and any Subscription agreement, constitute the entire agreement between you and us regarding the Platform.

14.2 Amendments

We may amend these Terms at any time by posting the amended version on the Platform. Material changes will be notified via email or Platform notification. Your continued use after such notice constitutes acceptance of the amended Terms.

14.3 Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

14.4 Severability

If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

14.5 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations under these Terms at any time.

15. Contact Us

If you have any questions about these Terms, please contact us:

Envisage Australia Pty Ltd ATF Malouf Family Trust

Trading as Wisdom Coaching

ABN: 11 331 804 705

Email: support@wisdombi.ai